Business Insurance

General Liability

Commercial General Liability products primarily provides protection for bodily injury and property damage. It also extends coverage for advertising injury and personal injury to a third party for which a company is liable.

General liability insurance addresses a wide range of liability loss exposures, falling into two categories:

  • Premises and operations liability — liability for conditions or activities arising out of the premises or operations of a company.
  • Products and completed operations liability — liability of a company to a user who is harmed by products manufactured, sold or distributed by the company

Product Highlights

  • Worldwide coverage
  • Coverage for Vendors of products
  • Lessors of equipment and premises as insureds
  • Personal injury includes discrimination, harassment and segregation (employment-related practices covered separately here)
  • Bodily injury may include humiliation, mental anguish, mental injury and shock resulting from physical injury
  • Medical expenses, including injury to insured's tenants and persons working on insured's behalf

Workers Compensation

To protect your most important asset - your employees. Workers Compensation offers the following coverages:

  • Claim and medical professionals to promptly handle, investigate and resolve your claims.
  • Early intervention medical networks and return-to-work strategies to control claim costs, enabling your injured employee to return to work when medically appropriate.
  • Information directly to the injured employee via the Internet. Employees can go on-line to review their claim payment information and obtain medical self-care tip