Main Street Insurance Agency offices will be closed Monday, September 1st in observance of Labor Day.
Commercial General Liability products primarily provides protection for bodily injury and property damage. It also extends coverage for advertising injury and personal injury to a third party for which a company is liable.
General liability insurance addresses a wide range of liability loss exposures, falling into two categories:
Premises and operations liability — liability for conditions or activities arising out of the premises or operations of a company.
Products and completed operations liability — liability of a company to a user who is harmed by products manufactured, sold or distributed by the company
Worldwide coverage
Coverage for Vendors of products
Lessors of equipment and premises as insureds
Personal injury includes discrimination, harassment and segregation (employment-related practices covered separately here)
Bodily injury may include humiliation, mental anguish, mental injury and shock resulting from physical injury
Medical expenses, including injury to insured's tenants and persons working on insured's behalf
To protect your most important asset - your employees. Workers Compensation offers the following coverages:
Claim and medical professionals to promptly handle, investigate and resolve your claims.
Early intervention medical networks and return-to-work strategies to control claim costs, enabling your injured employee to return to work when medically appropriate.
Information directly to the injured employee via the Internet. Employees can go on-line to review their claim payment information and obtain medical self-care tip
Auto insurance coverage is packaged into different coverage types. You purchase insurance to protect your business in the event that you suffer a loss to your auto you purchase insurance to protect your business losses suffered by others. Auto insurance can be confusing to decide what limits and coverages to purchase. Let us at Main Street Insurance examine your individual situation and help you determine what options are best for you.
Professional liability insurance, also known as "errors and omissions" (E&O) insurance, is a type of business insurance that protects professionals and their companies from financial losses arising from claims of negligence, errors, or omissions in their professional services. It covers the costs of legal defense, as well as any settlements or judgments awarded to the client. This type of insurance is crucial for a wide range of professionals, including doctors, lawyers, accountants, consultants, and designers, who provide advice or services to clients.